(RECAP: The holiday season is a time to be thankful for what we have and for the loved ones in our lives. I want to extend the thankfulness to another topic near and dear to me: the mortgage industry. That’s right. We’ve come a long way from the housing recession of the mid-2000s. We now have a housing market that’s stable and better protected from a crash because of how we underwrite applications and offer home loans. Today, the mortgage industry has changed for the better. Here are five reasons we should be thankful. 4 First-time buyers have options. There are loan programs to help first-time homebuyers through VHDA. 5 Grants are available, too. There are grants available for first-time buyers in Virginia through VHDA and the different municipalities in Hampton Roads.)
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