(RECAP: Many worry that student loans are a drag on the economy, particularly the housing market. Analyses from the Federal Reserve Bank of New York, cited by leading economists, do not provide compelling evidence for this hypothesis. The New York Fed data contain no information about education. More complete data from researchers at the Board of Governors of the Federal Reserve System reveal a different story. The striking gap in homeownership is not between college-educated people who did and did not borrow, but between those with and without a college education.)
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